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Partners Insurance Agency Blog

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Questions to Consider Before Purchasing Commercial Auto Insurance One of the most important insurance decisions for businesses or people who use their vehicles for work these days is buying commercial auto insurance. Whether it is one or several vehicles being used, a person will have to purchase insurance for all of them. READ MORE >>

Liability Insurance: Hired and Non-Owned Auto Policies Provide Necessary Coverage Non-owned auto coverage and hired auto coverage both provide coverage for you and your business in the event an employee is involved in an accident while working on your clock. But the similarities stop here. READ MORE >>

Should I Use a Personal Automobile Policy for my Company Car? Automobile insurance covers the owner of the car, the driver of the car, and/or an insured driving a temporary vehicle. If the company owns the vehicle, the company needs to provide liability coverage for its risk of operating the vehicle on the road. READ MORE >>

Disability vs. Workers Compensation Many workers are unclear on the difference between disability insurance coverage and workers compensation insurance. Often, workers will decline optional disability insurance coverage, however badly needed - because they think they are covered under their employer's workers compensation plan. READ MORE >>

If You're a Professional, You Need Errors & Omissions Insurance A consultant recommends that a client purchase and implement software to automate certain manufacturing processes. An update to the software causes it to crash repeatedly, forcing the client to shut down its production lines for 10 days until a fix is available. READ MORE >>

Are you Protected for Libel & Slander Under your Business Policy? What would you do if your business got SLAPPed? SLAPP stands for "strategic lawsuit against public participation." A business that gets SLAPPed has been sued for speaking out against or about a person or entity. READ MORE >>

Your Liability Every Time Someone Enters Your Facility One sure-fire way for a business to get sued is if a visitor - a customer, vendor or anyone else - injures themselves while on your premises.  While you may already do all you can to keep employees and customers safe, you are likely still exposed to being sued if someone injures themselves in one of your facilities. READ MORE >>

Tips for Filing Business Insurance Claims There are many issues that can cause major setbacks for businesses. Electrical fires can damage inventory and equipment as well as shut down a business temporarily. Customer injuries can lead to lawsuits, natural disasters can destroy property and burglaries can result in thousands of dollars of losses in equipment and valuables. READ MORE >>

What Small Business Owners Need to Know about Common and Costly Claims Research based on the Hartford's liability claims showed that about 40 percent of small businesses will likely experience a general liability claim or a property liability claim within the next 10 years. READ MORE >>

Do You Really Need Full Replacement Insurance on Your Current Building? The owners of a new company bought a building that was used to manufacture aircraft during World War II. The new owners were in the software development business and the building was larger than it needed, but the price was right. READ MORE >>

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