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Partners Insurance Agency Blog

View the latest blog posts from Partners Insurance Agency.

Are Fallen Trees Covered by Home Insurance? Many homeowners wonder if they are covered when a tree falls on the house. Fortunately, they are covered. A homeowners policy says that if a tree hits the home or another insured structure on the property, the damages are covered. READ MORE >>

The Most Common Causes of Fires and How to Prevent Them Fires destroy many homes across the United States every year. However, many of these fires would be very easy to prevent. It is important for homeowners everywhere to educate themselves about fire safety and to take the necessary steps to prevent fires in their homes. READ MORE >>

Distracted Teen Driving is a Bigger Problem than Previously Thought According to recent research from the AAA Foundation for Traffic Safety, distracted driving among teens is a much more serious problem than previously thought. The video analysis they provided showed that distraction was a major element in about 60 percent of moderate and severe crashes. READ MORE >>

Where Will You Live If Your House is Destroyed, and How Much Will It Cost? Where will you live? When a house is destroyed, the people who lived in it naturally think about the lost possessions. They think of lost furniture, clothes, photos, entertainment systems, and so on. READ MORE >>

How to Determine Who is at Fault in an Auto Accident Determining who is legally responsible in an auto accident requires pinpointing who the negligent party is. In most cases, common sense can be used to determine fault. However, most drivers who are victims in accidents do not know exactly which laws are broken by the at-fault party. READ MORE >>

Top Water Loss Claims and Damages for Homeowners Frozen Pipes And Material Failure The two main types of plumbing system failures involve frozen pipes and supply system material failures. In a study, frozen pipes that eventually broke made up nearly 20 percent of plumbing system insurance claims. READ MORE >>

Trends in Home and Renter's Insurance In 2012, the average home insurance premium increased by 5.6 percent, and that number increased by .4 percent in 2013 according to a study by the national Association of Insurance Commissioners. Renter's insurance increased by .5 percent in 2013. READ MORE >>

Why Every Home Needs Smoke Alarms The Los Angeles Fire Department distributed and installed thousands of smoke alarms to local residents in high-risk areas between 2014 and 2015. They did this in response to alarming nationwide statistics about smoke detectors and smoke-related deaths. READ MORE >>

  Reasons Your Home-Based Business Needs a Small Business Policy Like most new home-based business owners, you believe your homeowner or renter's insurance coverage offers sufficient protection. That is unfortunate, because in most instances these policies offer little to no coverage for business-related losses. READ MORE >>

Ensure Your Next Party Doesn't Turn into a Liability There’s nothing like the combination of good food and good friends. Whether it’s a potluck dinner for a few of the neighbors, or a wedding for 500 guests, these are events that make memories. READ MORE >>

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