• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
 
CALL US AT 352.332.0180
Home
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Auto Insurance
    • Business Insurance
    • Commercial Auto Insurance
    • Contractors Insurance
    • Home Insurance
    • Renters Insurance
    • Boat | Motorcycle | RV
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance PERSONAL AUTO
Auto Insurance COMMERCIAL AUTO
Homeowners Insurance HOME
Business Insurance BUSINESS
Toy Insurance TOYS
Contractors Insurance CONTRACTORS
Home > Blog > Controllinng the Risks of Business Vehicles
MONDAY, OCTOBER 21, 2019

Controllinng the Risks of Business Vehicles

Controlling the Risks of Business Vehicles

As the cost of commercial auto insurance continues climbing at unprecedented rates, any business with vehicles has to make sure that it has procedures and policies in place to reduce the chances of its drivers causing accidents.

When a business entrusts a vehicle to an employee, it is literally putting its assets on the line. 

You should set these no-exception rules for drivers:

  • Always wear seat belts.
  • No driving while under the influence of alcohol or drugs.
  • No mobile phone use while driving.

 

You should also set guidelines for employees to follow when they use company vehicles, such as:

Limit their non-business use of vehicles - If employees take company cars home with them, you should set reasonable limits on personal use.

Allow plenty of time between meetings and assignments - This will make it less necessary for employees to speed.

Park vehicles wisely - Instruct workers to park vehicles in well-lit areas, and to lock them.

 

Weeding out trouble

You should also try to make sure that you don't put people in driving positions that are risky.  You can:

  • Check prospective employees' driving records before hiring them.
  • Not let staff with poor records drive.
  • Annually check driving employees' records.
  • Require employees to report accidents they have when they are off the job.
  • Be on the lookout for employees with short tempers, as they may be prone to road rage.
  • Provide occasional driver training for employees who drive, especially drivers of large commercial vehicles.

 

But, even with all the preventive measures in the world, an accident will occasionally happen. You should prepare your drivers for that event.

Develop procedures for what a worker should do after an accident. Keep copies of the procedures handy in vehicle glove boxes.

 

Post-accident procedures

  • Remain at the scene.
  • Call the police if there are injuries.
  • Gather information from the other driver (name, address, insurance information, license plate number) and any witnesses.
  • Report the accident to a designated person within the company.

 

If one of your employees is involved in an accident, report the accident to us or your insurance company as soon as possible.

Follow the conditions listed in the insurance policy. Check with us if you do not know what they are.  Follow the insurer's instructions for getting repair estimates and communicating with physicians.

Your insurance company may be able to help. Many insurers offer loss-prevention guidance for their customers. 

Businesses can reduce their risks and control their costs by working with their insurers and following the simple steps set out above.

Thank you for visiting the Partners Insurance Agency blog. We hope you found our content helpful and informative.

Posted 12:00 PM

Tags: insurance risks, business vehicle risk
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • insurance(99)
  • homeowners insurance(44)
  • auto insurance(40)
  • business insurance(29)
  • home insurance(11)
  • boat insurance(8)
  • workers compensation(8)
  • insurance claims(8)
  • liability insurance(7)
  • flood insurance(6)
  • liability(5)
  • additional insured(5)
  • commercial liability insurance(4)
  • d&o insurance(4)
  • umbrella insurance(4)
  • hurricane preparedness(4)
  • commercial auto insurance(4)
  • renters insurance(4)
  • insurance discounts(4)
  • teen drivers(3)
  • vacation rental insurance(3)
  • business owners policy(3)
  • tria(3)
  • small business insurance(3)
  • insurance coverage(3)
  • water damage(3)
  • summer safety(3)
  • workplace safety(3)
  • commercial insurance(3)
  • commerical insurance(3)
  • covid-19(3)
  • uber(2)
  • non-owned auto insurance(2)
  • drunk driving(2)
  • employee fraud(2)
  • terrorism risk insurance(2)
  • business owners insurance(2)
  • insurance liability(2)
  • freezing pipes(2)
  • halloween safety(2)
  • auto accident scams(2)
  • holiday safety(2)
  • natural disasters(2)
  • contractors(2)
  • moving(2)
  • dog liability insurance(2)
  • forced-placed insurance(2)
  • claims process(2)
  • buisiness insurance(2)
  • general liability(2)

View Mobile Version
Facebook
Twitter
LinkedIn
Carriers
logo, company name
text, logo
Carriers
logo
icon
logo, company name
PIA

Resources

Home About Us Get a Quote Customer Service Contact Us
a drawing of a face

Contact Us

icon
  • 4040 W Newberry Road Suite 950
  • Gainesville, FL 32607
  • Office: 352.332.0180
  • Fax: 352.378.5820
© Copyright. All rights reserved.
Powered by Insurance Website Builder