Keeping it Safe, and Limiting Liability During Holidays
Since the holiday season or your party is only once a year, it's easy to overlook safety even though you already incorporate it into the other aspects of your operations.
While you obviously want your staff to relax and have fun at your holiday party, you also want to make sure they get home safely and that nobody gets hurt or sick at your party. This takes planning and consideration.
Some of your safety priorities should be
- Liquor consumption,
- Safety on the premises of your party, and
- Food-borne illnesses.
Due to their infrequent nature, the liability risks of company-sponsored holiday events are often overlooked. To ensure the health and well-being of all who attend, it is important to be aware of any potential liability concerns that your company may face if the event doesn't go exactly as planned.
While you want your staff to enjoy themselves, safety should still be your top priority during the holidays.
Keep in mind that if someone trips and injures themselves on an extension cord for your holiday lighting or other holiday decorations, it would be considered work-related and could possibly be subject to workers compensation. The same may hold true for injuries sustained at work parties as well. Consider the following:
- If you are holding a party at outside your office, you need to inspect the venue first to make sure it meets your safety standards. Some things to keep an eye out for include: exits emergency lighting, and flooring that might prevent slips and falls, particularly if there is a chance of bad weather.
- Keep an eye on the weather forecast and if storms are looming on the date of your party. Consider the effects that weather may have on safe travel to and from the party. You may need to make special plans to keep sidewalks and parking lots clear if the event is outside of normal business hours.
- If you are in an unfamiliar area, do you need security? It's something to consider.
- Keep an eye on party-goers to ensure that no one wanders off or goes to his or her car alone after dark.
- Prepare an emergency plan in case someone is injured or needs medical assistance. Know where the closest hospital is and if anyone knows how to use a defibrillator or can perform CPR.
- Do you have employees with disabilities who have special needs? Wheelchair bound employees should be able to get in and out of any venue you choose.
Other liability issues
Other issues to consider:
- Applying your workplace policies on behavior including those on violence, harassment, discrimination and the general code of conduct, even if you've chosen a venue other than your workplace. Prior to the event, let employees know the standards to which they will be held.
- Making sure your staff knows that the event is optional, and it won't reflect poorly on their performance evaluation, advancement potential or job security if they don't' attend. Emphasize this in all invitations and announcements should emphasize this point.
- Monitoring employee's behavior to ensure that it conforms to company policies. Take prompt action if any activity or behavior exceeds acceptable bounds. For instance, if someone is getting too friendly, carrying a mistletoe and asking for kisses from others, you should pull the person assign and discreetly to manage the incident before it becomes a bigger issue.
- Limiting alcohol consumption, which can help avoid impaired decision making and lowering inhibitions which can lead to poor behaviors.
- Avoiding activities or items such as mistletoe, a game of Twister, or inappropriate music that could lead to physical contact, unwanted social pressure or inappropriate conversation.
- Taking complaints that stem from the party seriously. As you would with any other incident, document, investigate and take appropriate action.
Some companies have recognized the liability exposure that alcohol represents and have chosen to hold holiday events free of beer, wine, or liquor. If it will be served, there are some important considerations that can help to limit potential problems:
- Hold the event at an off-site location and hire professional bartenders who have their own insurance and are certified for alcohol service. Speak with the vendor to determine what protocols it uses to keep from serving minors and others who are visibly intoxicated.
- Make sure an array of choices of non-alcoholic beverages.
- Don't have an open bar. Instead hand out drink tickets to control consumption.
- Stop serving alcohol at least an hour before the event ends.
- Keep lots of starchy and high-protein snacks for the partyers to munch on to slow absorption of alcohol into the bloodstream.
- Give a supervisor or manager the authority to cut off anyone who is intoxicated.
- Provide alternative transportation that may include free cab rides.
A word about insurance
Make sure you that any vendors you use, carry insurance. Insist on seeing the certificates of insurance with sufficient coverage and liability limits for:
- Catering firms,
- Bartending firms,
- Facilities, or
- Entertainers should be required to produce
When reviewing rental contracts, be sure to note any hold harmless or indemnity agreements that could release the vendor from liability and instead hold your company responsible for losses from situations over which you have no control.
Also, talk to your agent to make sure that your own insurance policies cover any mishaps that may occur at your company event.
Thank you for visiting the Partners Insurance Agency blog. We hope you found our content helpful and informative.