Friday, June 7, 2019 Reasons Your Home-Based Business Needs a Small Business Policy Like most new home-based business owners, you believe your homeowner or renter's insurance coverage offers sufficient protection. That is unfortunate, because in most instances these policies offer little to no coverage for business-related losses. READ MORE >>
Monday, March 18, 2019Understanding Terrorism Insurance Limits and Provisions Businesses and individuals can purchase terrorism insurance to cover possible losses resulting from terrorist attacks. It is important for consumers and business owners to understand their options and coverage inclusions. Individuals READ MORE >>
Friday, February 8, 2019Protecting Your Important Data When Employees Leave When is a business most susceptible to losing data, intellectual property and important records? No, not during a cyber attack or a break-in, but during lay-offs. READ MORE >>
Friday, February 1, 2019The Growing Risk of Speaking out on Social Media As people become more outspoken online, it's more important than ever for business owners and managers to refrain from making incendiary comments or taking political stands in their social media feeds. READ MORE >>
Monday, January 28, 2019Preventing Substance Abuse in the Workplace Drug and alcohol use by employees on or off the job is a troublesome societal plague that has put many employers on the defensive. Research by the U.S. Department of Labor shows that between 10% and 20% of the nation's workers who die on the job test positive for alcohol or other drugs. READ MORE >>
Friday, January 11, 2019Preventing Warehouse and Factory Fires One of the biggest risks to warehouses and production facilities is fires, which can spread rapidly in these environments. Facilities that are most at risk are those that have high ceilings, large footprints and hold large quantities of inventory that is stored close together. READ MORE >>
Monday, January 7, 2019Tips for Thwarting Employee Fraud Most business managers and owners are well aware of the threat of loss from outsiders, and they will install alarms, hire security guards and take other preventative measures. But, most employers pay less attention to reducing the risk of theft by an insider. READ MORE >>
Monday, December 31, 2018Do You Have an Emergency Action Plan? How would you escape from your workplace in an emergency? Do you know where all the exits are in case your first choice is too crowded? Are you sure the doors will be unlocked and the exit access, such as a hallway, will not be blocked during a fire, explosion or other crisis? READ MORE >>
Monday, September 24, 2018How Does Insurance Cover Your Business Off-Premises? Most businesses must purchase both property and liability insurance. Lenders that have financed the purchase of buildings, equipment, furniture, merchandise and other types of property will require property insurance. READ MORE >>
Friday, September 21, 2018Personal Insurance will not Protect your Business Every year, millions of Americans start their own businesses. They come up with new ideas, buy some equipment, run advertisements, line up some customers, and they think they're all set. However, if they forget one extremely important item - insurance - they are far from ready. READ MORE >>
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