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Partners Insurance Agency Blog: homeowners insurance

View the latest blog posts from Partners Insurance Agency.

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

House Fires do Happen:  Take Steps to Prevent a Fire in Your Home According to the American Red Cross, 80% of Americans don't realize that home fires are the single most common disaster in our country.  In fact, each year fire kills more U.S. citizens than all other natural disasters combined. READ MORE >>

How to Protect a Vacant Home When the summer season approaches, many families and couples start planning their vacations. Whether the destination is near or far, it is important to make sure the home is properly protected. Locking the door and setting the alarm is not enough. READ MORE >>

Dealing with Homeowners Policy Exclusions Property exclusions exist in Sections A and B of a homeowners insurance policy. The following are some of the most important exclusions to be aware of: Collapse - If a home collapses, there is no coverage provided unless the cause is included in the list of additional coverage inclusions section. READ MORE >>

Insurance Checklist for Home Buyers There are many different issues to consider when looking for the perfect home to purchase. One of the most overlooked issues is insurance coverage. However, it is one of the most important aspects about home ownership. It's essential for those who are shopping for a home to factor in the cost of insurance. READ MORE >>

Understanding Tree Damage & Your Homeowners Insurance When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. READ MORE >>

Keeping Your Home Safe During Vacation Vacation is a time every family, couple or individual looks forward to. However, home invaders can easily ruin vacations. When a person gets a call from the authorities about such an incident, it often cuts the trip short. READ MORE >>

Insurance & Lawsuit Considerations for Homeowners with Dogs More than 30 percent of homeowners insurance claims result from dog bites. In 2011, insurers paid out more than $450 million for dog bite claims. Research shows that the average payout for a dog bite claim was about $29,000 in 2011. READ MORE >>

Your Mortgage, Your Homeowners Insurance and Forced Placed Coverage When you take out a mortgage, part of the agreement is that you will purchase adequate homeowners insurance coverage. Adequate coverage usually means that you are insured for the replacement of your home to 100% of replacement value or that your home has enough coverage to address the amount of the loan. READ MORE >>

If You Shop for Homeowner's Insurance Based on Price, You May Regret It Later As natural disasters continue to increase in number and severity, and insurers pay out record amounts of claims for damaged homes in many parts of the country, homeowner's insurance rates are on the rise. READ MORE >>

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