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Partners Insurance Agency Blog: homeowners insurance

View the latest blog posts from Partners Insurance Agency.

Tips for Building or Remodeling for Wind Safety It is important for homeowners to know how high winds work to better protect their homes. Wind can affect a home in four ways. The first way it affects a home is by uplift. When wind travels over the roof, it creates a lifting effect. READ MORE >>

Top Water Loss Claims and Damages for Homeowners Frozen Pipes And Material Failure The two main types of plumbing system failures involve frozen pipes and supply system material failures. In a study, frozen pipes that eventually broke made up nearly 20 percent of plumbing system insurance claims. READ MORE >>

Why Every Home Needs Smoke Alarms The Los Angeles Fire Department distributed and installed thousands of smoke alarms to local residents in high-risk areas between 2014 and 2015. They did this in response to alarming nationwide statistics about smoke detectors and smoke-related deaths. READ MORE >>

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

House Fires do Happen:  Take Steps to Prevent a Fire in Your Home According to the American Red Cross, 80% of Americans don't realize that home fires are the single most common disaster in our country.  In fact, each year fire kills more U.S. citizens than all other natural disasters combined. READ MORE >>

How to Protect a Vacant Home When the summer season approaches, many families and couples start planning their vacations. Whether the destination is near or far, it is important to make sure the home is properly protected. Locking the door and setting the alarm is not enough. READ MORE >>

Dealing with Homeowners Policy Exclusions Property exclusions exist in Sections A and B of a homeowners insurance policy. The following are some of the most important exclusions to be aware of: Collapse - If a home collapses, there is no coverage provided unless the cause is included in the list of additional coverage inclusions section. READ MORE >>

Insurance Checklist for Home Buyers There are many different issues to consider when looking for the perfect home to purchase. One of the most overlooked issues is insurance coverage. However, it is one of the most important aspects about home ownership. It's essential for those who are shopping for a home to factor in the cost of insurance. READ MORE >>

Understanding Tree Damage & Your Homeowners Insurance When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. READ MORE >>

Keeping Your Home Safe During Vacation Vacation is a time every family, couple or individual looks forward to. However, home invaders can easily ruin vacations. When a person gets a call from the authorities about such an incident, it often cuts the trip short. READ MORE >>

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