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Partners Insurance Agency Blog: insurance

View the latest blog posts from Partners Insurance Agency.

How to Keep Family Members & Visitors Safe in the Pool Many children drown or are injured in residential pools every year. By implementing a good set of safety rules, parents can help keep their kids and visitors safe. Some people may think it sounds rude to lay down a list of rules in front of pool guests, but the cost of a liability lawsuit would be much worse. READ MORE >>

Things YOU Can Do To Prevent Drunk Driving Year Round Drunk driving incidents aren't just a year-end holiday concern for Christmas and New Years' revelers. In fact, the data shows significant spikes in DUI incidents at other times of the year, including the 4th of July weekend (the deadliest day of the year for traffic accidents) spring break season, and Halloween. READ MORE >>

Condo and Townhome Owners are not Covered by their Homeowners Association If you live in a Condo, your Homeowners Association (HOA) almost always just covers the HOA property-not your own property or liability. The HOA property is basically just the building. Anything inside your unit is probably not covered by your HOA. READ MORE >>

Home Vacation Rentals and Insurance Gaps Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an entire apartment directly from an owner during a getaway. READ MORE >>

How will you cover your Share of Liability above your Coverage Limits? Do you have enough liability insurance?  If there were a vehicle accident for which you were at fault, and a family breadwinner for whom you are liable were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to an accident you may have caused? READ MORE >>

Insurance Can Save Landlords Accused of Wrongful Eviction It's every landlord's greatest fear: The problem tenant. The one who swears he'll have the two months' rent he owes next week. The one who makes unauthorized changes to the property, then tries to credit the cost against the rent. READ MORE >>

Why People Hire Attorneys For Auto Insurance Claims In a recent study regarding auto insurance injury claims, about 50 percent of participants who filed claims had to hire attorneys for assistance. The survey was set up as a poll. However, most people did not seek help from an attorney because they had a bad experience with the claims process. READ MORE >>

Workers' Comp Audit Mistakes: What to Look For No company owner wants to undergo a workers' compensation audit, but they are a fact of life if you run a business and have employees. Unfortunately, many audits don't go smoothly and sometimes your insurer may make mistakes. READ MORE >>

Why Wealthy Families Need More Insurance Although many people assume America's wealthiest families have nothing to worry about, they do have to worry about being targets of significant liability lawsuits. The high unemployment rates and unsteady economy have contributed greatly to these realistic fears. READ MORE >>

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

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