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Partners Insurance Agency Blog: insurance

View the latest blog posts from Partners Insurance Agency.

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

Five Reasons You Might Want to Get Under an Umbrella Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. READ MORE >>

Dog Bite Prevention If you own a dog, you should be aware that it is not completely unlikely that your dog may bite. According to 2009 figures from the CDC, approximately 4.5 million Americans are bitten by dogs every year. Of these bites, about one in five result in wounds that require medical attention. READ MORE >>

At What Amount Should I Set my Auto Insurance Deductible? While almost everyone would like to save on their auto insurance, it can be a big mistake to be penny-smart, dollar-foolish. The dollar amount you set your comprehensive and collision deductibles at will be one of the most important decisions you make during the purchase of auto insurance. READ MORE >>

Spring into the New Season with a Flood Insurance Check The Insurance Information Institute (I.I.I.) is reminding homeowners that warmer temperatures not only signal the coming of spring, but they also contribute to snowmelts, which increases the risk of flooding in some parts of the country. READ MORE >>

House Fires do Happen:  Take Steps to Prevent a Fire in Your Home According to the American Red Cross, 80% of Americans don't realize that home fires are the single most common disaster in our country.  In fact, each year fire kills more U.S. citizens than all other natural disasters combined. READ MORE >>

How to Protect a Vacant Home When the summer season approaches, many families and couples start planning their vacations. Whether the destination is near or far, it is important to make sure the home is properly protected. Locking the door and setting the alarm is not enough. READ MORE >>

Separate Households: Whose Insurance Covers the Kids' Accidents? Michael and Maureen divorced after 18 years of marriage and agreed to joint custody of their three children. Their 11 year-old son Mikey is riding his bike one afternoon with some friends and not paying full attention to the road in front of him. READ MORE >>

Dealing with Homeowners Policy Exclusions Property exclusions exist in Sections A and B of a homeowners insurance policy. The following are some of the most important exclusions to be aware of: Collapse - If a home collapses, there is no coverage provided unless the cause is included in the list of additional coverage inclusions section. READ MORE >>

Insurance Checklist for Home Buyers There are many different issues to consider when looking for the perfect home to purchase. One of the most overlooked issues is insurance coverage. However, it is one of the most important aspects about home ownership. It's essential for those who are shopping for a home to factor in the cost of insurance. READ MORE >>

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