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Partners Insurance Agency Blog: liability insurance

View the latest blog posts from Partners Insurance Agency.

How will you cover your Share of Liability above your Coverage Limits? Do you have enough liability insurance?  If there were a vehicle accident for which you were at fault, and a family breadwinner for whom you are liable were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to an accident you may have caused? READ MORE >>

Dog Bite Prevention If you own a dog, you should be aware that it is not completely unlikely that your dog may bite. According to 2009 figures from the CDC, approximately 4.5 million Americans are bitten by dogs every year. Of these bites, about one in five result in wounds that require medical attention. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

Why Your Firm May Need Professional Liability Coverage A majority of companies are leaving themselves exposed in one crucial area as they take on high-end professional services work.  As more companies' work is intangible, many firms are missing a critical element of protection for their professional services. READ MORE >>

When Does Your Commercial Liability Insurance Company Have to Defend You in Court? Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right? But financial pain isn't the only kind of damage you may suffer. READ MORE >>

What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is the requirement of an "additional insured" endorsement. A construction contract, especially when a subcontractor is performing for the general contractor, is an example of the type of arrangement that often requires this endorsement. READ MORE >>

Load up on Liability Insurance to Stay in Business When purchasing liability insurance, business owners usually question how much insurance they need - how much is enough? The answer for one construction firm in Florida: At least $3.6 million. Late in 2006, two temporary construction workers were electrocuted while working on a Miami apartment building. READ MORE >>

Hiring a Contractor? Make Sure They're Insured When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutt... READ MORE >>

Dog Owners Are Liable When Their Pets Bite There were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the American Pet Products Association. According to the Centers for Disease Control, there are over 4. READ MORE >>

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