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Partners Insurance Agency Blog: liability

View the latest blog posts from Partners Insurance Agency.

How will you cover your Share of Liability above your Coverage Limits? Do you have enough liability insurance?  If there were a vehicle accident for which you were at fault, and a family breadwinner for whom you are liable were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to an accident you may have caused? READ MORE >>

Why Wealthy Families Need More Insurance Although many people assume America's wealthiest families have nothing to worry about, they do have to worry about being targets of significant liability lawsuits. The high unemployment rates and unsteady economy have contributed greatly to these realistic fears. READ MORE >>

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

Five Reasons You Might Want to Get Under an Umbrella Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. READ MORE >>

Dog Bite Prevention If you own a dog, you should be aware that it is not completely unlikely that your dog may bite. According to 2009 figures from the CDC, approximately 4.5 million Americans are bitten by dogs every year. Of these bites, about one in five result in wounds that require medical attention. READ MORE >>

Insurance & Lawsuit Considerations for Homeowners with Dogs More than 30 percent of homeowners insurance claims result from dog bites. In 2011, insurers paid out more than $450 million for dog bite claims. Research shows that the average payout for a dog bite claim was about $29,000 in 2011. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

The Risks of Not Keeping Up Your Commercial Property If you own a commercial property or lease a building, you not only have to be concerned about risks that cause property damage, but also the risk of injury to visitors, customers and tenants. It's your legal responsibility to keep your property free of hazards that can result in injury or worse. READ MORE >>

Drone Liability a Serious Threat to Your Assets Some personal drone enthusiasts push the limits on how they use their drones, put people's lives in danger - and sometimes hamper public safety efforts during emergencies. The problem of individuals flying their drones into disaster areas surfaced in 2017 during the aftermath of Hurricane Harvey. READ MORE >>

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