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Partners Insurance Agency Blog: liability

View the latest blog posts from Partners Insurance Agency.

Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>

Five Reasons You Might Want to Get Under an Umbrella Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. READ MORE >>

Dog Bite Prevention If you own a dog, you should be aware that it is not completely unlikely that your dog may bite. According to 2009 figures from the CDC, approximately 4.5 million Americans are bitten by dogs every year. Of these bites, about one in five result in wounds that require medical attention. READ MORE >>

Insurance & Lawsuit Considerations for Homeowners with Dogs More than 30 percent of homeowners insurance claims result from dog bites. In 2011, insurers paid out more than $450 million for dog bite claims. Research shows that the average payout for a dog bite claim was about $29,000 in 2011. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

The New Landscape of Risk That Every Business Should Prepare For Businesses are facing larger and larger liability claims throughout the country, driven by a number of legal trends that are resulting in bigger lawsuit awards and new risks that many companies are unprepared for. READ MORE >>

The Risks of Not Keeping Up Your Commercial Property If you own a commercial property or lease a building, you not only have to be concerned about risks that cause property damage, but also the risk of injury to visitors, customers and tenants. It's your legal responsibility to keep your property free of hazards that can result in injury or worse. READ MORE >>

Drone Liability a Serious Threat to Your Assets Some personal drone enthusiasts push the limits on how they use their drones, put people's lives in danger - and sometimes hamper public safety efforts during emergencies. The problem of individuals flying their drones into disaster areas surfaced in 2017 during the aftermath of Hurricane Harvey. READ MORE >>

More Firms Ban Smartphones at Work for Safety Reasons More and more employers are banning cell phones in the workplace because they are distracting enough to be a serious safety issue for workers. Most notably, General Motors has banned all employees, including its CEO, from walking around with their mobile phones while talking, texting or using other smartphone functions. READ MORE >>

Adult Children and Your Liability if They're Negligent If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence. READ MORE >>

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