Monday, November 25, 2019Driving Risk: When Employees Run Business Errands Have you ever sent an employee out to pick up needed supplies? Offered to buy lunch for the crew and asked an employee to pick it up? Unless you only send employees, who are insured to drive your company vehicles, you may be putting your business at risk. READ MORE >>
Friday, November 22, 2019One-third of Workers Are Sleepy, Leading to Safety Issues and More More than 35% of workers in the U.S. are not getting enough sleep, a new study has found. That can lead to serious workplace safety issues, especially for occupations that use heavy machinery, people who work in factories or warehouses, construction or as drivers. READ MORE >>
Monday, July 15, 2019Commercial Liability Rates Start Climbing as Lawsuits Rise Commercial general liability insurance rates are starting to edge higher after years of flat or declining rates, depending on your market. A new survey by MarketScout found that general liability, umbrella/excess and professional liability lines increased by 2% in the first quarter of 2019. READ MORE >>
Monday, June 3, 2019Ensure Your Next Party Doesn't Turn into a Liability There’s nothing like the combination of good food and good friends. Whether it’s a potluck dinner for a few of the neighbors, or a wedding for 500 guests, these are events that make memories. READ MORE >>
Friday, May 17, 2019How will you cover your Share of Liability above your Coverage Limits? Do you have enough liability insurance? If there were a vehicle accident for which you were at fault, and a family breadwinner for whom you are liable were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to an accident you may have caused? READ MORE >>
Friday, April 26, 2019Why Wealthy Families Need More Insurance Although many people assume America's wealthiest families have nothing to worry about, they do have to worry about being targets of significant liability lawsuits. The high unemployment rates and unsteady economy have contributed greatly to these realistic fears. READ MORE >>
Monday, April 22, 2019Homeowners Insurance & Social Gatherings Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. READ MORE >>
Friday, April 19, 2019Five Reasons You Might Want to Get Under an Umbrella Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. READ MORE >>
Monday, April 15, 2019Dog Bite Prevention If you own a dog, you should be aware that it is not completely unlikely that your dog may bite. According to 2009 figures from the CDC, approximately 4.5 million Americans are bitten by dogs every year. Of these bites, about one in five result in wounds that require medical attention. READ MORE >>
Friday, March 8, 2019Insurance & Lawsuit Considerations for Homeowners with Dogs More than 30 percent of homeowners insurance claims result from dog bites. In 2011, insurers paid out more than $450 million for dog bite claims. Research shows that the average payout for a dog bite claim was about $29,000 in 2011. READ MORE >>
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